
2.4.3.2.1 Two opt-out rights for affiliate sharing.
2.4.3.2 Right to Opt Out from Affiliate Sharing.2.4.3.1 Types of Affiliate Sharing Excluded from Definition of Consumer Report.2.4.2 When Report Based on First-Hand Experience.2.4 Statutory Exemptions to Definition of Consumer Report.
2.3.6.10 Use by FDIC or NCUA in Resolving Failed Institution. 2.3.6.9 Government Determination of Child Support Payment Levels. 2.3.6.8 Legitimate Business Need for Information. 2.3.6.7 Risk Assessment of Current Obligations. 2.3.6.6 Governmental Licenses and Benefits. 2.3.6.5.1 Insurance underwriting purposes. 2.3.6.4.2 Employment agency and employee misconduct investigation report exceptions. 2.3.6.3.2 Check writing, check approval, and similar lists. 2.3.6.2 Reports on Individuals When Used for Business Purposes. 2.3.6 Purposes That Make Information a Consumer Report. 2.3.5.4 Purpose for Collecting Information. 2.3.5.2 Partial Use of a Prior Consumer Report Makes New Report a Consumer Report. 2.3.5 Information Must Be Used, Expected to Be Used, or Collected for Certain Purposes. 2.3.4.2.4 Inquiry reports and trigger lists. 2.3.4.2.2 Gramm-Leach-Bliley Act restrictions on disclosure of “credit header” information. 2.3.4.2 Identifying Information and Credit Header Information. 2.3.4 Information Must Bear On a Consumer’s Creditworthiness, Credit Standing or Capacity, Character, Reputation, Personal Characteristics, or Mode of Living. 2.3.3.3 Reports on Businesses Are Generally Not Consumer Reports. 2.3.3 Report Must Bear On and Identify a Consumer. 2.3.2 Information Must Be Communicated by a “Consumer Reporting Agency”. 2.3.1.2 A Consumer Report Compared to a Consumer’s File Credit Scores. 2.1.2 Concepts Analyzed in Other Chapters. 2.1.1 Definitions Analyzed in This Chapter. Chapter 2 Scope: Consumer Reports and Consumer Reporting Agencies. 1.4.12.2a Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) of 2018. 1.4.12.2 Child Support FCRA Provisions in the 2015 Highway Funding Act. 1.4.12.1 The Red Flag Program Clarification Act of 2010.
1.4.10.3 The Credit CARD Act Amendments to the FCRA.1.4.10.2 Credit and Debit Card Truncation Clarification Act.1.4.10.1 Post-FACTA National Security Amendments.1.4.10 Amendments Between FACTA and the Dodd-Frank Act.1.4.9 The Fair and Accurate Credit Transactions Act of 2003.1.4.6 The Consumer Credit Reporting Reform Act of 1996.1.4.5 FCRA Amendments Before the Consumer Credit Reporting Reform Act of 1996.1.4.4 Passage of the Fair Credit Reporting Act.1.3.3.2.3 CFPB Bulletins, Supervisory Highlights, and monthly Complaint Reports.1.3.3.2.1 FTC Staff Summary/Official Staff Commentary.1.3.3.2 FTC Interpretations and CFPB Interpretations.1.3.3.1.3 Courts’ failure to give deference to FTC regulations.1.3.3.1.2 Summary of current FCRA regulations.1.3.3.1.1 The FCRA’s rulemaking scheme and history.1.3.3 Federal Agency Interpretations of the FCRA.1.1.3.3 Additional Digital Pleadings, Primary Sources, and Practice Tools.1.1.1 All Subscribers Have Access to the Digital Version.Copyright, Citation, and Book Information.